Clark County Labor

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Employment

Year	Labor Force	Employment	Unemployment	Unemployment Rate (Local)
July 2008	1,001,390	932,821	68,569	6.8
2007	964,510	918,046	46,464	4.8
2006	905,204	869,024	36,179	4.0
2005	865,128	830,865	34,263	4.0
2004	847,217	218,094	35,123	4.1

Source: Nevada Department of Employment, Training and Rehabilitation (DETR)

Job Growth Numbers

Year	Number of Employed	% Job Growth
July 2008	917,400	-0.3
2007	926,800	1.0
2006	917,300	5.2
2005	871,600	7.2
2004	812,700	6.9

Source: Nevada Department of Employment, Training and Rehabilitation

Gaming vs. Non-Gaming Workforce Information

Year	Total # of Jobs	#of Non-Gaming Jobs	Annual % of Change	# of Gaming Jobs	Annual % of Change	Gaming Jobs to all Jobs Ratio
June 2008	927,000	753,500	0.2	173,500	-0.6	18.7
2007	926,800	752,200	1.8	174,600	-2.1	18.8
2006	917,300	738,900	6.1	178,400	2.0	19.4
2005	871,600	696,700	7.7	174,900	5.5	20.1
2004	812,700	646,900	8.4	165,800	1.3	20.4

Source: Nevada Department of Employment, Training and Rehabilitation (DETR), Las Vegas MSA

Labor Force Information

Occupation

Year	Employed Population 16 +	Management/ Professional		Service		Sales/ Office		Farming/ Fishing/ Forestry		Construction		Production/ Transportation
Year	Employed Population 16 +	#	%	#	%	#	%	#	%	#	%	#	%
2006	872,024	224,447	25.7	233,816	26.8	223,064	25.6	859	0.1	112,332	12.9	77,506	8.9
2005	826,065	196,027	23.8	217,133	26.3	231,097	28.0	488	0.0	109,069	13.2	72,251	8.7
2004	769,119	191,511	24.9	212,277	27.6	206,124	26.8	769	0.1	86,141	11.2	72,297	9.4
2003	729,542	183,115	25.1	196,247	26.9	195,517	26.8	2,189	0.3	91,922	12.6	59,822	8.2
2002	688,351	163,828	23.8	191,362	27.8	183,101	26.6	0	0.0	86,044	12.5	64,017	9.3

Source: U.S. Census Bureau, American Community Survey

Class of Worker

Year	Employed Population 16 +	Private		Government		Self-employed		Unpaid Family
Year	Employed Population 16 +	#	%	#	%	#	%	#	%
2006	872,024	740,244	84.9	88,959	10.2	41,894	4.8	927	0.1
2005	826,065	706,763	85.6	80,238	9.7	37,079	4.5	1,985	0.2
2004	769,119	652,213	84.8	79,988	10.4	36,149	4.7	1,538	0.2
2003	729,542	615,004	84.3	78,061	10.7	35,748	4.9	730	0.1
2002	688,351	583,722	84.8	66,082	9.6	36,483	5.3	1,377	0.2

Source: U.S. Census Bureau, American Community Survey

Labor Relations

Right to Work Laws
Nevada is a Right to Work state. Right to Work law secures the right of employees to decide for themselves whether or not to join or financially support a union. However, employees who work in the railway or airline industries are not protected by a Right to Work law, and employees who work on a federal enclave may not be.

Union Information (Las Vegas-Paradise, NV)

Sector	Obs	Employment	Members	Members	%Mem	%Cov
Total	2,097	850,054	135,760	153,667	16.0	18.1
Private	1,888	768,316	111,031	121,173	14.5	15.8
Public	209	81,738	24,729	32,494	30.3	39.8

Union Membership and Coverage Database, 2007
Obs=CPS sample size, Employment=wage and salary employment, Members=employed workers who are union members, Covered=workers covered by a collective bargaining agreement, %Mem=percent of employed workers who are union members, and %Cov=percent of employed workers who are covered by a collective bargaining agreement.

Workman's Compensation Insurance

To assist in defining workman's compensation rates within Nevada, you have several options:

Use your existing insurance company if they are licensed in Nevada
You can be self insured in Nevada
Provide us with the following information and we will furnish estimates of workman's compensation insurance rates currently available from over 200 private insurance companies in Nevada.
1. Class codes per employee
2. Payroll by class code - Nevada has a PAYROLL CAP whereby wages over $36,000 per employee are not charged for workman's compensation.
3. Loss experience for the last three (3) years
4. If your company has an Experience Rate Modifier established, it can be applied to your Nevada exposure.
Call the National Council on Compensation Insurance at 1.800.622.4123 for specific rates for your company.

More information is available under Nevada Workman's Compensation Insurance.

Nevada Underwriting Environment

Mandatory use of NCCI loss costs
Companies set their own loss cost multipliers
Schedule Rating +/- 25%
Payroll capped at $36,000 per employee
Underwriting Alternatives
- Guaranteed Cost Plan
- Retrospective Rating Plan
- Deductible Program

Nevada Claims Environment

Pro-Employer State - burden of proof is on the employee
Medical Control - care must be provided by physicians in Insurer network
Drug Testing - positive drug test can result in claim denial
PPD Ratings - based on objective findings
VOC Rehab - can be addressed through settlement offering

Healthcare Information

Resources

HC Pro - The Healthcare Compliance Committee - HIPAA Information
HC Pro sponsored website with a wealth of resources related to HIPAA. A must see website if you are interested in issues related to Health Insurance Portability and Accountability Act of 1996(HIPAA).

American Academy of Family Physicians - HIPAA Information
American Academy of Family Physicians sponsored website for Health Insurance Portability and Accountability Act of 1996 with resources for employers.

Nevada Health Partners
Nevada Health Partners was organized in 2002, as a subsidiary non-profit corporation of the Nevada Health Care Coalition ("NHCC"), also a non-profit corporation in Nevada. NHP contracts medical service providers and provider services organizations exclusively on behalf of its employer members. Currently medical providers include physicians, dentists, hospitals, prescription benefit management companies, ancillary service providers, and a large national provider services organization.

Health Plans

Anthem Blue Cross and Blue Shield of Nevada
Anthem offers a variety of products that give you benefit and coverage options to suit your situation and your needs. All of their health plans come with benefits everyone looks for - plus some features you might not expect. For more than three decades, Nevadans have relied on the strength and security of the Blue Cross and Blue Shield names. With coverage from Anthem, you join more than 84 million other Americans who count on Blue Cross and Blue Shield plans for health benefits.

Health Plan of Nevada
As Nevada’s oldest, and most experienced health care organization, HPN has provided Nevada with quality health care that is affordable and easy to access, for over 20 years. They are pleased to offer a variety of benefit plans that provide services and solutions designed to match your diverse health care needs. HPN, a subsidiary of Sierra Health Services, Inc., is the largest health maintenance organizations (HMO) in Nevada.

PacifiCare
PacifiCare Health Systems serves more than 3 million health plan members and approximately 10 million specialty plan members nationwide with annual revenues of more than $12 billion. PacifiCare is celebrating its 25th anniversary as one of the nation's largest consumer health organizations, offering individuals, employers and Medicare beneficiaries a variety of consumer-driven health care and insurance products. Specialty operations include behavioral health, dental and vision, life insurance, and complete pharmacy and medical management through its wholly owned subsidiary, Prescription Solutions.

UniCare
UniCare is a national organization dedicated to the delivery of quality health care plans and products working together with its customers, consultants, brokers, providers and employers. Providing managed care and specialty health care services throughout the United States, UniCare Life & Health Insurance Company is an operating affiliate of WellPoint
Health Networks Inc. one of the nation's largest publicly traded managed care companies serving the health care needs of more than 13 million members and approximately 42.6 million specialty members. UniCare offers a comprehensive array of health care plans and specialty products that preserve member choice at competitive prices.

Source: Nevada Health Care Coalition

Commuting Trends

Commuting To Clark County from other areas
2007 Clark County employment = 918,046 jobs

Area of Residence	Number of Workers	Percentage of Workers
Mohave County, AZ	15,401	1.68
Nye County, NV	3,375	0.37
Los Angeles County, CA	1,629	0.18
Washington County, UT	975	0.11
San Bernardino County, CA	788	0.09
Maricopa County, AZ	709	0.08
Orange County, CA	664	0.07
San Diego County, CA	446	0.05
Washoe County, NV	345	0.04
Salt Lake County, UT	287	0.03
Riverside County, CA	284	0.03
Cook County, IL	183	0.02
Ventura County, CA	157	0.02
Lincoln County, NV	149	0.02
Iron County, UT	144	0.02
Utah County, UT	124	0.01
Coconino County, AZ	115	0.01
Pima County, AZ	111	0.01
Kern County, CA	106	0.01
Harris County, TX	102	0.01
New York County, NY	90	0.01

The number of workers commuting to this county from other areas is calculated by taking the 2000 % provided by the U.S. Census Bureau and multiplying it by the 2007 county employment provided by the Nevada Department of Employment, Training & Rehabilitation. All numbers are approximate. For the complete list of commuting trends for Clark County please click here.

Commuting From Clark County to other areas
2007 Clark County population = 1,954,319

Area of Workplace	Number of People	Percentage of Population
Mohave County, AZ	2,104	0.11
Nye County, NV	1,804	0.09
Los Angeles County, CA	1,717	0.09
Maricopa County, AZ	671	0.03
San Bernardino County, CA	409	0.02
Lincoln County, NV	395	0.02
San Diego County, CA	320	0.02
Orange County, CA	308	0.02
Cook County, IL	251	0.01
Salt Lake County, UT	249	0.01
Washoe County, NV	238	0.01
Riverside County, CA	234	0.01
Alameda County, CA	210	0.01

The number of people commuting from this county to other areas is calculated by taking the 2000 % provided by the U.S. Census Bureau and multiplying it by the 2007 county population provided by the Nevada Demographer. All numbers are approximate. For the complete list of commuting trends for Clark County please click here.

Workforce Development and Vocational Training

Train Employees Now (TEN)
This program provides short-term, skills based intensive job training to assist new and expanding firms to reach productivity quickly. A customized program is designed covering recruitment, hiring and job training for Nevada residents.

Job Opportunities in Nevada (JOIN)
JOIN offers clients job readiness skills, assists individuals re-entering the workforce by upgrading skills, offers a GED program, and can even provide funding for individuals to take classes or specialized training.

Department of Employment, Training and Rehabilitation (DETR)
DETR's primary mission is to operate a no-fee labor exchange which matches qualified workers with available jobs. Their services include advertising, application screening, and placement.

Management Assistance Partnership (MAP)
MAP is the industrial extension program of the University and Community College System of Nevada. Their primary purpose is to work directly with Nevada companies to speed the flow of new technology, information and workforce development by providing both direct and referral services to client companies

Wages & Availability For Clark County

Complete listing of Clark County wages and availability

Job Title	Estimated Employment	Mean Wage	Median Wage
Total All Occupations	932,560	18.22	14.49
Management Occupations	38,530	44.10	38.16
Business and Financial Operations Occupations	27,270	28.64	25.36
Computer and Mathematical Occupations	8,690	31.17	29.55
Architecture and Engineering Occupations	10,580	33.02	30.74
Life, Physical, and Social Science Occupations	3,870	30.57	28.07
Community and Social Services Occupations	5,210	22.94	22.58
Legal Occupations	6,110	42.04	34.29
Education, Training, and Library Occupations	33,920	19.72	17.89
Art, Design, Entertainment, Sports, and Media Occupations	13,300	24.41	22.11
Healthcare Practitioners and Technical Occupations	29,620	35.07	31.01
Healthcare Support Occupations	14,000	14.11	13.36
Protective Service Occupations	28,630	17.62	14.12
Food Preparation and Serving-Related Occupations	132,090	10.83	10.10
Building and Grounds Cleaning and Maintenance Occupations	57,440	12.63	12.81
Personal Care and Service Occupations	56,040	11.63	9.03
Sales and Related Occupations	98,830	15.61	11.53
Office and Administrative Support Occupations	147,360	15.27	14.38
Farming, Fishing, and Forestry Occupations	270	10.41	7.90
Construction and Extraction Occupations	86,540	22.18	20.59
Installation, Maintenance, and Repair Occupations	33,890	20.97	20.07
Production Occupations	27,770	14.86	12.99
Transportation and Material Moving Occupations	72,580	14.34	12.63

2008 Wages
Source: Department of Training, Rehabilitation and Employment (DETR)